Information Circular No 28/2010

By General Secretary

Keeping Your Home.IE

As part of PDFORRA’s continued commitment to keep our members updated on all developments and resources which may assist if you find yourself in financial difficulties; The National Support Officer and his committee have identified the following website as being an invaluable tool at this time of unprecedented financial hardship.  At the end of 2009 the Citizens Information Board (CIB) and Money Advice and Budgeting Service (MABS) decided that due to the rising amount of Mortgage Arrears that a Web-Site should be developed. In March 2010 the Web-Site was formally launched.

This Web-Site contains excellent advice about the entitlements and options for someone at risk of losing their home. The four main sections are:

  • Homeowners
  • Tenants
  • Problem debt
  • Options if you lose your home

Within each of these four sections there is in-depth information on each of the following:

  1. MABS Advice on Mortgage Arrears
  2. Mortgage Debt and Consumer Protection Codes
  3. Social Welfare Payment
  4. Mortgage Interest Relief
  5. Mortgage Protection and Repayment Policies
  6. Repossession of your Home
  7. Glossary of Debt Terms
  8. Debt Collection
  9. Court Procedures for Recovering Debt
  10. Enforcements of Judgements
  11. Credit Ratings
  12. What is Bankruptcy
  13. What Happens Debt after Death

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